Can British travellers still get free medical treatment in Europe?
It’s been 4 years of tolerating all method of speculation since the UK voted to leave the EU in 2016. And now that the transition interval is over, a sense treading tentatively still lingers.
However, relating to receiving medical treatment inside the EU we do have some readability.
Since 1973, the 12 months the UK joined the then-EEC, these with an EHIC (European Health Insurance Card) have been in a position to make use of their card Europe-wide and obtain free or very low-cost medical treatment in the identical approach on the native. This association is constant as regular.
The EHIC, which changed the E111, is due to get replaced by the GHIC (UK Global Health Insurance Card) however when that can occur is unclear.
What has modified since Brexit?
The EU nations (EU27) “benefits in kind” are to proceed. This refers to the advantages that “become necessary on medical grounds during their stay”. So if you happen to change into unwell throughout your keep in any of the EU27 nations you’ll obtain well being care.
However, Norway, Iceland, Switzerland and Liechtenstein have severed this reciprocal association.
When will the GHIC come into pressure?
The timing is slightly obscure however we do at the least have a reputation – the “Global Health Insurance Card (Ghic)”.
How do I get one?
Only apply if you happen to would not have a sound EHIC card. Continue to make use of your EHIC till it expires.
You can apply for a UK Global Health Insurance Card (GHIC) on the NHS web site.
Or name 0300 330 1350.
The NHS is still issuing European Health Insurance Cards to EU residents resident in the UK, British pensioners and their households resident overseas, and UK college students spending time at EU academic institutions.
NOTE: The card is free. Do not use any third-party websites providing to use for a price.
Can I still get care if I don’t have a card?
The EU says:
“If the need arises, you will still receive the treatment necessary to enable you to continue your holiday without having to return home for treatment.”
This means if yours has run out, otherwise you by no means had one, you might be still entitled to care however it is advisable to apply for a provisional substitute certificates (PRC) to verify your entitlement.
Call NHS Overseas Healthcare Services on +44 191 218 1999 throughout working hours (Monday to Friday, 8am-6pm) to use.
You will want your National Insurance quantity and the title of the hospital or different medical facility that’s at the moment treating you. The certificates will then be emailed to the clinicians.
So what therapies are lined?
If you want emergency care together with pre-arranged medical treatment for particular situations – notably kidney dialysis, oxygen remedy and chemotherapy – is roofed, as earlier than.
Remember that this is applicable inside the EU27 nations – Norway, Iceland, Switzerland and Liechtenstein, that are members of the Schengen Area however not the European Union.
NOTE: It contains routine maternity care, so long as you’re not going overseas to provide delivery.
Does the settlement imply free transit dwelling?
No. The solely approach to make sure repatriation is by way of your journey insurance coverage. So it’s still important you’ve gotten organized this. Bear in thoughts, getting dwelling might value many 1000’s of kilos.
Is GHIC an alternative choice to journey insurance coverage?
The authorities is evident on this: “EHIC and GHIC do not replace travel insurance.”
ABTA, the journey affiliation is emphatic: “Taking out travel insurance is crucial when you book your holiday, whether it’s a domestic break or overseas.”
Travel insurance coverage will cowl cancellations, theft and loss. When you purchase a journey insurance coverage coverage, guarantee it particularly covers the extent of exercise you might be planning – snowboarding as an example – and the nations you might be visiting